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SBA Loans

Get the financial assistance you need to expand your business or start a new one.

Program Benefits
  • Greater access to capital or more advantageous loan terms
  • Less cash down payment or equity required than conventional loan
  • Longer amortization
  • Access to long-term fixed rates for real estate transactions
  • Job creation

SBA 7(a) Loan Program
  • Project Sizes: $50,000 to $5,500,000
  • Eligible Projects : Owner-occupied real estate, ground-up construction, leasehold improvements, machinery and equipment, operating capital and inventory
  • Term/Amortization: Up to 25 years
  • Down Payment: As low as 10%
  • Express Line of Credit: Up to $350,000 for established businesses
  • Refinancing, start-ups and business acquisition financing available

SBA 504
  • Project Sizes: $500,000 to $10,000,000
  • Eligible Projects: Owner-occupied real estate, ground-up construction, and machinery and equipment
  • 50% of the project financed by a 1st lien conventional loan
  • 30% to 40% of the project financed by a 2nd lien SBA loan
  • Down Payment: 10% to 20%
  • Interest Rate: Up to 20-year fixed for SBA loan

SBA Loan Forms

To apply for a SBA loan, fill out the appropriate form below, send it via fax or mail to get started. One of our commercial lending professionals will contact you regarding your lending request.

If you have questions regarding our loan products, please contact us at csb@csbec.com, and one of our lending professionals will get in touch with you.

Consumer Application

Financial Statement Application