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Personal Account Products

All of our personal checking accounts include complimentary online banking with bill pay.


Star Checking
  • To open the account, you must deposit at least $200
  • Monthly Service Charge: $10 if daily balance falls below $500 on any day in the statement cycle period
  • Unlimited transactions
  • Personal Visa® Check Card
  • Images available with account statement
  • E-statement capability

Star Now Checking
  • To open the account, you must deposit at least $1,000
  • Minimum balance to earn interest: $1,000
  • Monthly Service Charge: $12.00 if daily balance falls below $1,000 on any day in the statement cycle period
  • Unlimited transactions
  • Personal Visa® Check Card
  • Images available with account statement
  • E-statement capability

Silver Star Checking
  • To open the account, you must deposit at least $200
  • Monthly Service Charge: No monthly fee for those ages 55 and over
  • Unlimited transactions
  • Personal Visa® Check Card
  • Images available with account statement
  • E-statement capability

E-Star Checking
  • To open the account, you must deposit at least $200
  • No minimum balance requirement
  • Monthly Service Charge: $5
  • Unlimited transactions
  • Personal Visa® Check Card
  • E-statement required

E-Star Student Checking
  • To open account, you must deposit at least $100
  • Open to individuals ages 13-18, with an adult co-owner
  • Monthly Service Charge: Waived until student is 18 years of age
  • Unlimited transactions
  • Complimentary Online Banking with Bill Payment
  • Personal Visa® Check Card
  • E-statement required

E-Stars & Stripes Checking
  • To open account, you must deposit at least $100
  • Monthly service charge waived for active, non-active and retired veterans
  • Unlimited transactions
  • Complimentary online banking with bill payment
  • Personal Visa® Check Card
  • E-statement Required

Interested in opening a personal banking account with Commercial State Bank?

Complete the Personal Account Information sheet  and send it via fax or mail to get started.

If you have questions regarding our personal banking account products, please contact us at csb@csbec.com, and one of our professionals will get in touch with you.