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Business Checking Accounts

Find the right financial options for your business with the help of Commercial State Bank. All of our business banking checking accounts include complimentary online banking with bill pay.


Basic Business Checking
  • To open the account, you must deposit at least $1,000
  • Monthly Service Charge: $20 if daily balance falls below $2,000 on any day in the statement cycle period
  • 150 free transaction/items per statement cycle
  • .25 for each transaction/item in excess of 150 per statement cycle period
  • Images available with account statement
  • E-statement capability
  • Business Visa® Check Card

Business Interest Checking
  • Sole proprietorships, nonprofits, or government entities are eligible
  • To open the account, you must deposit at least $1,000
  • Minimum balance to earn interest: $1,000
  • Monthly Service Charge: $20 if daily balance falls below $2,000 on any day in the statement cycle period
  • 150 free transactions/items per statement cycle period
  • .25 for each transaction/items per statement cycle period
  • Images available with account statement
  • E-statement capability
  • Business Visa® Check Card

Small Business Checking
  • Specifically designed and available to sole proprietorships or nonprofits
  • To open the account, you must deposit at least $1,000
  • Monthly Service Charge: $10 if daily balance falls below $500 on any day in the statement cycle period
  • Unlimited transactions
  • Images available with account statement
  • E-statement capability
  • Business Visa® Check Card

Commercial Account Analysis
  • To open the account, you must deposit at least $1,000
  • Provides an earnings credit for the value of your balances maintained in the account
  • Earnings credit helps offset the monthly account maintenance fees
  • Monthly Service Charge: $20
  • Per item fees: For a detailed listing of item fees, please consult with an account representative or your account officer
  • Images available with account statement
  • E-statement capability
  • Business Visa® Check Card
  • Capability of adding Treasury Management products and services to your account

Interested in opening a business banking account with Commercial State Bank?

Complete the Business Account Information sheet and send it via fax or mail to get started.

If you have questions regarding our business banking account products, please contact us at csb@csbec.com, and one of our professionals will get in touch with you.