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About Us

Established in community.

As a community bank, Commercial State Bank has helped businesses thrive since 1921. Initially established in El Campo, Texas, we have expanded into more communities with branches in Kingwood, Katy-Fulshear and Palacios. With more than 90 years of experience in the industry, we have become a trusted resource, setting a high standard of banking performance.


Corporate Vision

To be a high-performing organization with exceptional service, ensuring outstanding results for our customers, employees and stockholders.


Working Together to Make a Difference.

In order to achieve our vision, we have a value system that emphasizes our passion for living the following character values:

Customer Connected — We are connected to our customers, understanding their needs and showing respect while maintaining a positive attitude.

Synergistic — Our work environment encompasses teamwork to produce the best results. The prefix syn- means “together with” or “united.” When synergistic parts work together, they accomplish more than they could alone.

Best Practices — We believe in a strong work ethic. This includes always performing at the highest level for maximum effectiveness, and leading with integrity in our interactions with customers and co-workers.


Corporate Mission

Our mission is to be the Bank that Just Makes Sense.

It Just Makes Sense to focus on building long-lasting customer relationships that address their loan, deposit and personal banking needs.

It Just Makes Sense to move forward with professionals that care and products that work.

It Just Makes Sense to provide our customers with immediate access to local decision makers and responsive personal points of contact throughout the organization.

At Commercial State Bank it Just Makes Sense to find the right innovative solution while operating in a prudent, conservative manner that is conducive to sound fiscal management.