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Deposit Services
VIP Account | VIP Advantage | Personal Checking | NOW Account | Senior Citizen Checking | Student Checking | Simple Checking | Simple ATM | Money Market Account | Savings Account | Certificates of Deposit | Individual Retirement Account (IRA's)
VIP ACCOUNT
(under 55 years of age)
If it's a preferred package you're looking for ... you've found it...
a VIP Account from Commercial State Bank with advantages.
- 400 VIP checks free each year
- No issue charge for Cashiers Checks
- No issue charge for single signed Travelers Checks
- No charge by our bank for on-site or off-site ATM usage
- Unlimited check writing
- Imaged copy of checks returned each month
- Gold Touch 24 Hour Banking Access
- VISAŽ Check Card
- Monthly Account Maintenance Fees from $13 to $15 depending on AD & D Insurance and Common Carrier Coverage
- Initial deposit of $200.00 to open
VIP ADVANTAGE
(over 55 years of age)
The account with all the advantages...VIP Advantage
- 400 VIP checks free each year
- No issue charge for Cashiers Checks
- No issue charge for single signed Travelers Checks
- No charge by our bank for on-site or off-site ATM usage
- Unlimited check writing
- Imaged copy of checks returned each month
- Gold Touch 24 Hour Banking Access
- VISAŽ Check Card
- Monthly Account Maintenance Fees from $7 to $9 depending on AD & D Insurance and Common Carrier Coverage
- Initial deposit of $200.00 to open
The traditional checking account that allows the customer to avoid a
maintenance fee by the daily balance maintained.
- Unlimited check writing
- Imaged copy of checks returned each month
- Gold Touch 24 Hour Banking Access
- Monthly Account Maintenance Fees from $0 to $12 depending on the daily balance maintained
- Free Night Depository Service
- Initial deposit of $200.00 to open
- VISAŽ Check Card
Want to earn interest? . this is the NOW Account for you...........
- Unlimited check writing
- Imaged copy of checks returned each month
- Gold Touch 24 Hour Banking Access
- VISAŽ Check Card
- Monthly Account Maintenance Fee of $15.00 if balance falls below $1000.00 any day of the cycle
- Initial Deposit of $1,250.00 to open
- Interest is compounded monthly and credited to the account monthly.
You must maintain a minimum balance of $1,000.00 in the account each day
to obtain the disclosed annual percentage yield.
The personal checking account with the monthly account maintenance fee waived for citizens over the age of 60.
- No charge by our bank for on-site or off-site ATM usage
- Gold Touch 24 Hour Banking Access
- Imaged copy of checks returned each month
- VISAŽ Check Card
- Initial deposit of $200.00 to open
The Student Checking Account with no monthly account maintenance fee for full time students.
- Unlimited check writing
- No charge by our bank for on-site or off-site ATM usage
- Gold Touch 24 Hour Banking Access
- Imaged copy of checks returned each month
- VISAŽ Check Card
- Initial Deposit of $200.00 to open
Want unlimited check writing....a Simple Checking Account is what you need.
- A VISAŽ Check Card
- 400 Simple checks free each year
- Canceled check retained by the bank
- Gold Touch 24 Hour Banking Access
- VISAŽ Check Card
- Initial deposit of $200.00 to open
- Monthly Account Maintenance Fee of $5
An economical account for the person that uses a VISAŽ Check Card for their main source of withdrawals.....
- 200 Simple checks free each year
- Canceled checks retained by the bank
- Gold Touch 24 Hour Banking Access
- VISAŽ Check Card
- Initial deposit of $200.00 to open
- Monthly Account Maintenance Fee of $2.50 and $.50 per check over ten in each statement
A competitive rate of interest is paid on this checking account and may vary as market conditions vary.
- Interest is compounded monthly and credited to the account monthly.
- Monthly Account Maintenance Fee of $15.00 if balance falls below $1,000.00 any day of the cycle
- Withdrawal fee of $12.50 for each debit transaction in excess of three during a statement cycle
- Initial deposit of $1,000.00 to open
Earn a competitive interest rate with our Savings Account.
- Gold Touch 24 Hour Banking Access
- Quarterly Statements with no maintenance fee
- An Activity Service Charge Fee of $2.00 for each withdrawal in excess of three during the quarter
- Initial deposit of $100.00 to open
Commercial State Bank Certificates of Deposit are available with various terms for your family's future.
- Automatic renewal on certain types of CDs
- Rates are subject to change without notice
- Penalty for early withdrawal
INDIVIDUAL RETIREMENT ACCOUNTS
Commercial State Bank offers a variety of IRAS at competitive rates.
- Can be tax deferred depending on earned income
- Withdrawals can be made after age 59˝ without a penalty
- Mandatory distributions begin at age 70˝
- Gold Touch 24 Hour Banking Access
- Rates are subject to change without notice
- Penalty for early withdrawal
- Initial deposit of $100.00 to open
For further assistance, please contact our New Accounts Department. We will be glad to assist you.
REFER TO THE TRUTH IN SAVINGS FOR DISCLOSURES AND CONDITIONS OF ALL ACCOUNTS
