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C.D. AND DEPOSIT ACCOUNT RATE SHEET



Updated 10/17/2013


 
 CERTIFICATE OF DEPOSIT and IRA
TermMinimum Opening DepositInterest Rate %A.P.Y. %Compound
30 Day C.D. $1,000.05.05At Maturity
90 DayC.D. $1,000.10.10At Maturity
6 Month C.D. $1,000.15.15At Maturity
12 MonthC.D. $1,000
I.R.A $500
.25
.30
.25
.30
Quarterly
Quarterly
18 MonthC.D. $1,000
I.R.A $500
.30
.35
.30
.35 
Quarterly
Quarterly
24 MonthI.R.A. $500.50.50Quarterly
36 MonthC.D. $1,000
I.R.A. $500
.55
.60
.55
.60
Semi-Annual
48 MonthI.R.A. $500.75.75Semi-Annual
60 MonthC.D. $1,000
I.R.A. $500
.90
1.00
.90
1.00
Semi-Annual
Step Up CD:    
12 MonthC.D. $1,000.30.30Quarterly
24 Month C.D. $1,000.45.45Quarterly
18 Month 
Variable Rate IRA
 IRA $500.35.35Quarterly
 
JUMBO CERTIFICATE OF DEPOSIT
TermMinimum Opening DepositInterest Rate %A.P.Y. %Compound
30 Day Jumbo$100,000.05.05At Maturity
90 Day Jumbo$100,000.10.10At Maturity
180 Day Jumbo$100,000.20.20At Maturity
12 Month Jumbo$100,000.30.30Quarterly
 
STAR NOW
CHECKING
Minimum Opening DepositInterest RateA.P.Y.Compound
$1,000.05.05Monthly
STAR SAVING$200.10.10Quarterly
STAR MONEY MARKET
(tiered rate)
Minimum Opening Deposit $1,000

$1,000 to $2,499.99

.05

.05

Monthly
$2,500 to $24,999.99.10.10Monthly
$25,000 to $74,999.99.10.10Monthly
$75,000 to $999,999.99.20.20Monthly
$1,000,000 and above.25.25Monthly


Substantial penalty for early withdrawal of Certificate of Deposits. Fees may reduce earnings.
Rates subject to change without notice.
Member FDIC                                                                                                                       
 
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