| | | | C.D. AND DEPOSIT ACCOUNT RATE SHEET
| Updated 10/25/2012
| CERTIFICATE OF DEPOSIT and IRA | | Term | Minimum Opening Deposit | Interest Rate % | A.P.Y. % | Compound | | 30 Day | C.D. $1,000 | .05 | .05 | At Maturity | | 90 Day | C.D. $1,000 | .10 | .10 | At Maturity | | 6 Month | C.D. $1,000 | .15 | .15 | At Maturity | | 12 Month | C.D. $1,000 I.R.A $500 | .25 .30 | .25 .30 | Quarterly Quarterly | | 18 Month | C.D. $1,000 I.R.A $500 | .30 .35 | .30 .35 | Quarterly Quarterly | | 24 Month | I.R.A. $500 | .75 | .75 | Quarterly | | 36 Month | C.D. $1,000 I.R.A. $500 | .55 1.00 | .55 1.00 | Semi-Annual | | 48 Month | I.R.A. $500 | 1.25 | 1.25 | Semi-Annual | | 60 Month | C.D. $1,000 I.R.A. $500 | .90 1.50 | .90 1.51 | Semi-Annual | | Step Up CD: | | | | | | 12 Month | C.D. $1,000 | .30 | .30 | Quarterly | | 24 Month | C.D. $1,000 | .45 | .45 | Quarterly | 18 Month Variable Rate IRA | IRA $500 | .35 | .35 | Quarterly | | | | JUMBO CERTIFICATE OF DEPOSIT | | Term | Minimum Opening Deposit | Interest Rate % | A.P.Y. % | Compound | | 30 Day Jumbo | $100,000 | .05 | .05 | At Maturity | | 90 Day Jumbo | $100,000 | .10 | .10 | At Maturity | | 180 Day Jumbo | $100,000 | .20 | .20 | At Maturity | | 12 Month Jumbo | $100,000 | .30 | .30 | Quarterly | | | STAR NOW CHECKING | Minimum Opening Deposit | Interest Rate | A.P.Y. | Compound | | $1,000 | .05 | .05 | Monthly | | STAR SAVING | $200 | .20 | .20 | Quarterly | STAR MONEY MARKET (tiered rate) | Minimum Opening Deposit $1,000
$1,000 to $2,499.99 | .05 | .05 | Monthly | | $2,500 to $24,999.99 | .10 | .10 | Monthly | | $25,000 to $74,999.99 | .10 | .10 | Monthly | | $75,000 to $999,999.99 | .20 | .20 | Monthly | | $1,000,000 and above | .25 | .25 | Monthly |
Substantial penalty for early withdrawal of Certificate of Deposits. Fees may reduce earnings. Rates subject to change without notice. Member FDIC |
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